Renting is overrated. The money is being thrown into the wind while your landlord is rolling in your hard earned cash and paying off their mortgage while telling you they’ll get to that leak under the sink “soon.” I remember renting one year when I didn’t even see the landlord. I couldn’t tell you what they looked like. My dishwasher was broken and the maintenance man told us to not use our health hazard heater because it was outdated. Needless to say it was a cold winter and we moved out of there quickly as possible. Does this sound like a familiar situation? Then you may be ready to sail into the sea of ownership where you are the Captain and that ship is under your control.
Buying a home comes with certain freedoms. One of those freedoms is not having a landlord. You are able to paint, hang wall art, and landscape as you please without the risk of not getting a deposit back. There are no noise restrictions, pet deposits, or remodeling. Butters, the hound, can run and be free in his house without his human worrying about what the landlord will say about his accident on the carpet. Renting stifles this ability to truly make a space your own. A home is yours to customize into a beautiful space that mirrors your personality with no guilt.
Taxes are a big stressor. Who doesn’t want a little relief when April comes around? Homeowners are offered several tax breaks. Some of those include Mortgage Interest, Tax and Penalty Free IRA, Home Improvements, Energy Credits, Home Equity Loans, and Real Estate Taxes. There is even a Home Office credit if you work from home. So many deductions, so little stress.
A homeowner’s net worth is 45 times that of an average renter. While rent is never recovered, mortgage payments build equity. It is an investment in the future by increasing an individual’s net worth. Not to mention it is cheaper to buy than rent. The average mortgage is lower than a rental payment and over time the interest portion of the mortgage payment decreases therefore the interest that you pay will be lower than a rental cost.
Having a home in a neighborhood provides a sense of community. You know your neighbors. You know where your children will grow up and go to school. You know that you can walk your dog every night with a peace of mind. One doesn’t always get that when renting because you never know when the rent may be raised depending on your lease. You may not even be able to renew your lease when the time comes. Community is a sense of stability and security.
Free yourself of the waves of rent, buy your dream boat.
Come to our First Time Home Buyers Workshop if you would like to learn more on August 26th:
Going back to school is always a trip on the struggle bus. This year it’s time to reclaim your “Parent of the Year” status with some organizational techniques that may keep those wheels going round and round more smoothly. Even in the midst of morning madness these helpful hacks will be sure to keep your family on the right track back to school.
We all know that feeling wrestling a child into clothing or having them dress themselves. Whether it’s your child, little brother, babysitting Sally Screamer down the street, it is a long drawn out fiasco. Then you have to tempt them with corn dogs and pudding snacks to comply. The least we can do is make sure an outfit is completely put together before the battle goes down. Get a small five shelved stand or bookcase and simply place and entire outfit from hair ties to a set of shoes on each shelf in accordance with each school day. This will save you so much time searching for tiny socks that match when you could be making your mid-morning margarita. Then you don’t have to worry about if the laundry is done because you know at least the kid has clean clothes for the entire week.
Lunches can be a pain to make in the morning. Especially with attempting to make breakfast and make sure everyone is getting ready in time. In order to save a little time, create a lunch organizer in your pantry or fridge. This can be separate sections of fruit cups, cheese sticks, pudding snacks, chips, prepped popcorn or snack bags, and bite-sized veggies that you can grab and throw into a lunch box to complete a well-balanced meal. Less mess, less stress.
Print or write your own backpack checklist. Kids will have fun checking off their new school supplies. In the evenings, have each child go through a backpack checklist to make sure they have all their necessities for success. Select a specific place for all backpacks to set so they are all together and ready to grab and go as they leave for the day. This may be a given but little habits can save big time.
Set aside a file for specific paperwork that the kids bring home from school. They can place the report cards or field trip releases in the file so that you can go through them all at once and always have it together. It also ensures that the kids don’t forget their papers and that you don’t forget to sign them. It’s a win-win for both busy parties. Now you can rule over the dreaded back to school.
It is a typical summer day in Oklahoma. Over 90 degrees and the sun feels like it’s specifically hovering over you alone. Your air conditioner is acting like it has an upper respiratory issue by the way it’s wheezing and you may have a sun burn just by even thinking about stepping on your porch. It’s so hot out that your taste buds are sweating. Well sweat no more because we have a set of the coolest treats that melt in your mouth and chill your core.
Raspado’s Hawaiian is a snow cone that will satisfy the sweet and sour side of you. These treats are all natural fruit flavors with over 40 options. This cup of heaven comes complete with actual chunks of fruit, chamoy syrup, and a tamarind candy covered straw, which are scientifically considered all the flavors of a flawless summer. If milkshakes are more of your taste style then order an obispos, which is shaved ice in choices of mango, strawberry, pineapple, and banana topped with a scoop of vanilla ice cream to create a creamy dream.
This one is a little off the beaten path, but if you’re a snow cone connoisseur then this will be just another glorious adventure that you can add to your Yelp review collection. Trailer Trash Treatz will surpass its name and your expectations.
Pick from almost 50 flavors of snow and order it “trashy” for an extra sweet surprise. Dig to the center of the cone to discover ice cream and a slice of cheesecake. Three, yes three, of America’s favorite desserts in one cup. With two locations in Yukon and Choctaw, this small chain is changing the way people think about cones of snow.
Now you’re staring at your kids in envy with their trashy feasts and candied fruit cups. A dreaded four letter word is holding you back from tearing into one like a rabid polar bear…diet. Organic Squeeze has got your back. You can indulge without the guilt. They have made from scratch Squeeze Pops crafted with the finest organic ingredients. Enjoy unique flavors such as Orange Ginger Pineapple or Berry Cream made with Himalayan salt. Kids can also enjoy a healthy snack because when they complete the “no soda challenge” for one week they get a free Squeeze Pop. Double the yum for the price of one.
It’s been a rough sweltering day, right? A little time out is in order. Sneak away to Revolución for an adult snow day that will make you feel like you’re in a winter wonderland for a minute. This boozy beverage is named a Cannonball and for good reason. It will blow away all your problems. A frozen margarita topped with a sangria snowball. Those red and greens are like Christmas in July.
Now go treat yourself.
When your barbecue just isn’t bringing the guests to your shindig, you need to up your entertainment game. Some good old fashion competition should rile up your audience. Here is some backyard business that everyone can get on board with. Now let’s get the ball rolling…
Yard-zee is an oversized version of the classic dice game your grandparents used to make you play when you were young and they’d beat you every time. You’ll have a blast wrestling a large bucket to “shake” your dice in and chasing your steroidal cubes all over the lawn. When tired of all that winning, you can switch to Farkle, another household favorite with a questionable name. Now that you’re an adult, you can beat your children, nieces, and nephews. Maybe let them win just once to show good sportsmanship…Nahhhh.
Corn Hole is a personal favorite at my house. There is nothing like getting a group of family together for a tournament. The rules are fairly simple; just toss your corn bag across the yard in attempt to make it into the hole. Don’t judge. It’s harder than it sounds. Make sure everyone is playing by the same set of rules with a unbiased score keeper in order to prevent major family rifts that end with not talking to Aunt Sally for months. Then when all is said and done the winner is named Corn King or Queen. Okay, so its not a fetching title but your family won’t forget who won the year of 2017. Boo-yah.
To put a twist on the traditional “Potato Sack Race” and “Three-legged Race,” go to a local thrift store and buy four to six of the largest sets of jeans or pants you can find. Each person will slip inside a pant leg in teams to work together to hop across the finish line. Kids and adults alike will not be able to stop laughing by how silly this game is. Goofy? Yes. Fun? Absolutely. The videos will go viral on YouTube.
The sun is going down, but no one is ready to end the fun. After all, now that it’s evening it is the perfect summer temperature. That’s when you break out the Glow in the Dark Bowling. Take small bottles for children or two-liter bottles for adults then fill with water and place glow sticks in them. Grab your favorite basketball or soccer ball and you have a rager of an evening. A great way to end the night and you’ll gain brownie points with your Grandpa who’s in a professional bowler’s league. The summer fun has just begun.