Benefits of Buying

Renting is overrated. The money is being thrown into the wind while your landlord is rolling in your hard earned cash and paying off their mortgage while telling you they’ll get to that leak under the sink “soon.” I remember renting one year when I didn’t even see the landlord. I couldn’t tell you what they looked like. My dishwasher was broken and the maintenance man told us to not use our health hazard heater because it was outdated. Needless to say it was a cold winter and we moved out of there quickly as possible. Does this sound like a familiar situation? Then you may be ready to sail into the sea of ownership where you are the Captain and that ship is under your control.

Buying a home comes with certain freedoms. One of those freedoms is not having a landlord. You are able to paint, hang wall art, and landscape as you please without the risk of not getting a deposit back. There are no noise restrictions, pet deposits, or remodeling. Butters, the hound, can run and be free in his house without his human worrying about what the landlord will say about his accident on the carpet. Renting stifles this ability to truly make a space your own. A home is yours to customize into a beautiful space that mirrors your personality with no guilt.


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Taxes are a big stressor. Who doesn’t want a little relief when April comes around? Homeowners are offered several tax breaks. Some of those include Mortgage Interest, Tax and Penalty Free IRA, Home Improvements, Energy Credits, Home Equity Loans, and Real Estate Taxes. There is even a Home Office credit if you work from home. So many deductions, so little stress.

A homeowner’s net worth is 45 times that of an average renter. While rent is never recovered, mortgage payments build equity. It is an investment in the future by increasing an individual’s net worth. Not to mention it is cheaper to buy than rent. The average mortgage is lower than a rental payment and over time the interest portion of the mortgage payment decreases therefore the interest that you pay will be lower than a rental cost.


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Having a home in a neighborhood provides a sense of community. You know your neighbors. You know where your children will grow up and go to school. You know that you can walk your dog every night with a peace of mind. One doesn’t always get that when renting because you never know when the rent may be raised depending on your lease. You may not even be able to renew your lease when the time comes. Community is a sense of stability and security.

Free yourself of the waves of rent, buy your dream boat.

 


Come to our First Time Home Buyers Workshop if you would like to learn more on August 26th:

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Small Home Updates that Make Big Changes

Many people want to add a little pizzazz to their homes but don’t know where to start. Whether it be to prepare to sell or for the owners personal appeal, these small updates can turn around an entire vibe to make a house a home.


MB_0061_17JulyB9-1paint

Never underestimate the power of a can of paint. One can completely revitalize a room. If you still have that pea green wall color that your friends complimented you on in the 1970’s then it may be time to change up your style. Fashions change and our tastes change with them. If you are selling then choose a neutral color even if they all look the same to you and are only slight variations of “baguette” or “camel.” If you just want to spice up your life then choose a hue that shows your personality.


MB_0061_17JulyB9_2hardware

Replace old hardware on cabinets and drawers. I remember when my mother inherited our grandparents’ house. I had never really thought much of the handles to cabinets. My mother changed them because I am pretty sure they were the originals from 1955 when my grandparents bought the house. I immediately noticed the change even though I had never given them thought before. All her family members commented on them as well. It was such a little thing that made a large impression. Along with hardware, light fixtures and faucets are the next items that can really date a room. Replacing these with a more sleek look will instantly modernize the space.


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Give the outside love. The inside of a home is important, but the outside can be just as inviting or uninviting. Simple ways to add curb appeal is to add a small flowerbed around that tree in your front yard. You can paint your rusty mailbox to a nice warm tone. Of course, don’t forget to mow and edge the lawn. It is an easy and cheap fix to spruce up the yard. Placing flower pots around the porch and a few decorations can really increase the visual appeal and make you want to come home after a long day to sit on your relaxing porch.

 

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Making Back-to-School Rule

Going back to school is always a trip on the struggle bus. This year it’s time to reclaim your “Parent of the Year” status with some organizational techniques that may keep those wheels going round and round more smoothly. Even in the midst of morning madness these helpful hacks will be sure to keep your family on the right track back to school.


MB_0058_17JulyB8_1-outfits

We all know that feeling wrestling a child into clothing or having them dress themselves. Whether it’s your child, little brother, babysitting Sally Screamer down the street, it is a long drawn out fiasco. Then you have to tempt them with corn dogs and pudding snacks to comply. The least we can do is make sure an outfit is completely put together before the battle goes down. Get a small five shelved stand or bookcase and simply place and entire outfit from hair ties to a set of shoes on each shelf in accordance with each school day. This will save you so much time searching for tiny socks that match when you could be making your mid-morning margarita. Then you don’t have to worry about if the laundry is done because you know at least the kid has clean clothes for the entire week.


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Lunches can be a pain to make in the morning. Especially with attempting to make breakfast and make sure everyone is getting ready in time. In order to save a little time, create a lunch organizer in your pantry or fridge. This can be separate sections of fruit cups, cheese sticks, pudding snacks, chips, prepped popcorn or snack bags, and bite-sized veggies that you can grab and throw into a lunch box to complete a well-balanced meal. Less mess, less stress.


MB_0058_17JulyB8_3-backpacks

Print or write your own backpack checklist. Kids will have fun checking off their new school supplies. In the evenings, have each child go through a backpack checklist to make sure they have all their necessities for success. Select a specific place for all backpacks to set so they are all together and ready to grab and go as they leave for the day. This may be a given but little habits can save big time.


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Set aside a file for specific paperwork that the kids bring home from school. They can place the report cards or field trip releases in the file so that you can go through them all at once and always have it together. It also ensures that the kids don’t forget their papers and that you don’t forget to sign them. It’s a win-win for both busy parties. Now you can rule over the dreaded back to school.

 

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Keep your Cool

You love blasting your AC. I know it. We all do. But then you get your paperless billing statement and want to hide it from your spouse because they might cry. You don’t want to see them cry. When they do you are not sure if you should comfort them or put on armor because war is coming. That’s why we have a few helpful pointers on how you and your significant other to keep your cool mentally and physically.


MB_0051_17JulyB6-1-curtain

A more inexpensive investment would be to purchase some blackout curtains. Most heat throughout the day comes in through windows creating a greenhouse effect in the home. Simple changes like having heavy curtains, shutters, and keeping blinds closed can lower your average home temperature by up to 20 degrees. If you are home during the day and need some natural light then just keep the westward and eastward windows covered which is where the sun hits hardest.


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The AC unit is the most abused, blamed and neglected appliance in our possession. To save from wanting go out and kick it, try cleaning it instead. Once upon a time, my family was miserable. We blamed the AC for not being big enough for the square footage in our house. My savvy uncle goes out to look at the unit. It was COVERED in thick pollen. I mean one would think we painted it yellow. No air was able to enter the unit thus unable to enter our home. We shop vacuumed the entire thing and, like magic, we had AC again. Dirty air filters just like two inches of pollen also prevent efficient air flow throughout the house. Changing the AC filters regularly and maintaining a debris free unit can be cost effective ways to ensure your family doesn’t have a meltdown.


MB_0051_17JulyB6-3-insulation

Maybe you’re doing all these things already and need a stronger tactic. Maybe your home is older and you haven’t made repairs on it since you bought it. A good start is to check the insulation. Insulation is the best defense to protecting a home’s temperature. Experts say if there are visible floor joints in the attic then it is time to replace the insulation. To begin you can get an energy audit. A professional will come out to inspect your home for air leaks, check your furnace and water heater to make sure it is working properly, and look for any insulation issues. From there you will have a better understanding of what you should address.

These are just a few of the numerous things you can start to prevent a heat stroke or mild heart attack at the sight of your energy costs. We are just looking out for your health and hospital bills.

 

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OKC’s Most Chill Treats

It is a typical summer day in Oklahoma. Over 90 degrees and the sun feels like it’s specifically hovering over you alone. Your air conditioner is acting like it has an upper respiratory issue by the way it’s wheezing and you may have a sun burn just by even thinking about stepping on your porch. It’s so hot out that your taste buds are sweating. Well sweat no more because we have a set of the coolest treats that melt in your mouth and chill your core.


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Raspado’s Hawaiian is a snow cone that will satisfy the sweet and sour side of you. These treats are all natural fruit flavors with over 40 options. This cup of heaven comes complete with actual chunks of fruit, chamoy syrup, and a tamarind candy covered straw, which are scientifically considered all the flavors of a flawless summer. If milkshakes are more of your taste style then order an obispos, which is shaved ice in choices of mango, strawberry, pineapple, and banana topped with a scoop of vanilla ice cream to create a creamy dream.


MB_0050_17JulyB6-2-Trailer Trash Treatz

This one is a little off the beaten path, but if you’re a snow cone connoisseur then this will be just another glorious adventure that you can add to your Yelp review collection. Trailer Trash Treatz will surpass its name and your expectations.

Pick from almost 50 flavors of snow and order it “trashy” for an extra sweet surprise. Dig to the center of the cone to discover ice cream and a slice of cheesecake. Three, yes three, of America’s favorite desserts in one cup. With two locations in Yukon and Choctaw, this small chain is changing the way people think about cones of snow.


MB_0050_17JulyB6-3 Organic Squeeze

Now you’re staring at your kids in envy with their trashy feasts and candied fruit cups. A dreaded four letter word is holding you back from tearing into one like a rabid polar bear…diet. Organic Squeeze has got your back. You can indulge without the guilt. They have made from scratch Squeeze Pops crafted with the finest organic ingredients. Enjoy unique flavors such as Orange Ginger Pineapple or Berry Cream made with Himalayan salt. Kids can also enjoy a healthy snack because when they complete the “no soda challenge” for one week they get a free Squeeze Pop. Double the yum for the price of one.


MB_0050_17JulyB6-4-revolucion

It’s been a rough sweltering day, right? A little time out is in order. Sneak away to Revolución for an adult snow day that will make you feel like you’re in a winter wonderland for a minute. This boozy beverage is named a Cannonball and for good reason. It will blow away all your problems. A frozen margarita topped with a sangria snowball. Those red and greens are like Christmas in July.

Now go treat yourself.

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NEVER LEAVE YOUR BACKYARD AGAIN

When your barbecue just isn’t bringing the guests to your shindig, you need to up your entertainment game. Some good old fashion competition should rile up your audience. Here is some backyard business that everyone can get on board with. Now let’s get the ball rolling…


MB_0045_17JulyB5-1yardzee

Yard-zee is an oversized version of the classic dice game your grandparents used to make you play when you were young and they’d beat you every time. You’ll have a blast wrestling a large bucket to “shake” your dice in and chasing your steroidal cubes all over the lawn. When tired of all that winning, you can switch to Farkle, another household favorite with a questionable name. Now that you’re an adult, you can beat your children, nieces, and nephews. Maybe let them win just once to show good sportsmanship…Nahhhh.


MB_0045_17JulyB5-2cornhole

Corn Hole is a personal favorite at my house. There is nothing like getting a group of family together for a tournament. The rules are fairly simple; just toss your corn bag across the yard in attempt to make it into the hole. Don’t judge. It’s harder than it sounds. Make sure everyone is playing by the same set of rules with a unbiased score keeper in order to prevent major family rifts that end with not talking to Aunt Sally for months. Then when all is said and done the winner is named Corn King or Queen. Okay, so its not a fetching title but your family won’t forget who won the year of 2017. Boo-yah.


MB_0045_17JulyB5-3race

To put a twist on the traditional “Potato Sack Race” and “Three-legged Race,” go to a local thrift store and buy four to six of the largest sets of jeans or pants you can find. Each person will slip inside a pant leg in teams to work together to hop across the finish line. Kids and adults alike will not be able to stop laughing by how silly this game is. Goofy? Yes. Fun? Absolutely. The videos will go viral on YouTube.


MB_0045_17JulyB5-4bowling

The sun is going down, but no one is ready to end the fun. After all, now that it’s evening it is the perfect summer temperature. That’s when you break out the Glow in the Dark Bowling. Take small bottles for children or two-liter bottles for adults then fill with water and place glow sticks in them. Grab your favorite basketball or soccer ball and you have a rager of an evening. A great way to end the night and you’ll gain brownie points with your Grandpa who’s in a professional bowler’s league. The summer fun has just begun.

 

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Incredible Scenic Hikes in Your State

Summer is finally here and you are ready to get out of the house and into the sun. These great hikes will exercise­ the mind and body in the midst of a gorgeous view right in your own state. Then after you have conquered the trail, you can brag to all your friends about how sore you are from hiking. How cool does that sound? They will be jealous of your tan line and all those artful Instagram posts.


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Photo by Mark Doiron

Wichita Mountain Wildlife Refuge: Located in Lawton, this refuge has over thirty miles of trail for you to explore. From flat lands to gently rolling mountains, you can dare to climb Mt. Scott (or drive up it if you’re feeling rebellious) or climb Mt. Baldy where the top looks similar to your great uncle’s head. Charon’s Gardens is an adventurous undertaking but the hidden waterfall is worth the hike. Don’t expect to cover it all in one day. There is plenty to discover from boulders and caves to gardens and wildlife. At the end of the day you can set up at Camp Doris for a cowboy campfire and then wake up to do it all over again. Just hope that a bison doesn’t block your trail. No, really.

 


MB_0033_17JuneB3-Ouachita_National_ForestOuachita National Forest: This forest is located on the border of Oklahoma and Arkansas covering 1.8 million acres. Its lush evergreens will make you pine for the simple life of cabins and dewy mornings. There is wonderful hiking in these forests or you can hit the trails with some horseback riding when your feet hurt. Drive down the Talimena Scenic Byway for breathtaking views and historical sites to feed the curious critter in you. It is also legend that Jesse James stashed his stolen treasure in the Winding Stair Mountains but was ambushed before he could return for it. This might be your luckiest hike yet.


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Roman Nose State Park: Named after a Cheyenne chief, this park was established in 1937 when Franklin Roosevelt created The New Deal. It was one of the originals out of seven parks founded in Oklahoma. The park contains moderate to easy trails, two lakes, mountain biking and canoeing that’s set inside the beautiful background of a canyon. You can hike along trickling streams, over wooden bridges and across a daunting dam. Not to mention there are teepees for rent. TEEPEES. You can bet none of your friends have slept in a teepee.


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Gloss Mountain State Park: Feel like you’re a lone survivalist in the desert at Gloss Mountain. Though not actual mountains, these buttes and mesas will captivate your imagination as you forget your responsibilities at home. Their glossy look comes from the abundance of selenite gypsum crystals in the earth. From a short hike to the top of Cathedral Mountain you’ll get an eyeful of the Cimmaron River. Since there is no camping, it makes for a perfect family day trip complete with a picnic and scenic inspiration.


 

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