Benefits of Buying

Renting is overrated. The money is being thrown into the wind while your landlord is rolling in your hard earned cash and paying off their mortgage while telling you they’ll get to that leak under the sink “soon.” I remember renting one year when I didn’t even see the landlord. I couldn’t tell you what they looked like. My dishwasher was broken and the maintenance man told us to not use our health hazard heater because it was outdated. Needless to say it was a cold winter and we moved out of there quickly as possible. Does this sound like a familiar situation? Then you may be ready to sail into the sea of ownership where you are the Captain and that ship is under your control.

Buying a home comes with certain freedoms. One of those freedoms is not having a landlord. You are able to paint, hang wall art, and landscape as you please without the risk of not getting a deposit back. There are no noise restrictions, pet deposits, or remodeling. Butters, the hound, can run and be free in his house without his human worrying about what the landlord will say about his accident on the carpet. Renting stifles this ability to truly make a space your own. A home is yours to customize into a beautiful space that mirrors your personality with no guilt.


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Taxes are a big stressor. Who doesn’t want a little relief when April comes around? Homeowners are offered several tax breaks. Some of those include Mortgage Interest, Tax and Penalty Free IRA, Home Improvements, Energy Credits, Home Equity Loans, and Real Estate Taxes. There is even a Home Office credit if you work from home. So many deductions, so little stress.

A homeowner’s net worth is 45 times that of an average renter. While rent is never recovered, mortgage payments build equity. It is an investment in the future by increasing an individual’s net worth. Not to mention it is cheaper to buy than rent. The average mortgage is lower than a rental payment and over time the interest portion of the mortgage payment decreases therefore the interest that you pay will be lower than a rental cost.


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Having a home in a neighborhood provides a sense of community. You know your neighbors. You know where your children will grow up and go to school. You know that you can walk your dog every night with a peace of mind. One doesn’t always get that when renting because you never know when the rent may be raised depending on your lease. You may not even be able to renew your lease when the time comes. Community is a sense of stability and security.

Free yourself of the waves of rent, buy your dream boat.

 


Come to our First Time Home Buyers Workshop if you would like to learn more on August 26th:

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OKC’s Most Chill Treats

It is a typical summer day in Oklahoma. Over 90 degrees and the sun feels like it’s specifically hovering over you alone. Your air conditioner is acting like it has an upper respiratory issue by the way it’s wheezing and you may have a sun burn just by even thinking about stepping on your porch. It’s so hot out that your taste buds are sweating. Well sweat no more because we have a set of the coolest treats that melt in your mouth and chill your core.


MB_0050_17JulyB6-1-rasapados hawaiian

Raspado’s Hawaiian is a snow cone that will satisfy the sweet and sour side of you. These treats are all natural fruit flavors with over 40 options. This cup of heaven comes complete with actual chunks of fruit, chamoy syrup, and a tamarind candy covered straw, which are scientifically considered all the flavors of a flawless summer. If milkshakes are more of your taste style then order an obispos, which is shaved ice in choices of mango, strawberry, pineapple, and banana topped with a scoop of vanilla ice cream to create a creamy dream.


MB_0050_17JulyB6-2-Trailer Trash Treatz

This one is a little off the beaten path, but if you’re a snow cone connoisseur then this will be just another glorious adventure that you can add to your Yelp review collection. Trailer Trash Treatz will surpass its name and your expectations.

Pick from almost 50 flavors of snow and order it “trashy” for an extra sweet surprise. Dig to the center of the cone to discover ice cream and a slice of cheesecake. Three, yes three, of America’s favorite desserts in one cup. With two locations in Yukon and Choctaw, this small chain is changing the way people think about cones of snow.


MB_0050_17JulyB6-3 Organic Squeeze

Now you’re staring at your kids in envy with their trashy feasts and candied fruit cups. A dreaded four letter word is holding you back from tearing into one like a rabid polar bear…diet. Organic Squeeze has got your back. You can indulge without the guilt. They have made from scratch Squeeze Pops crafted with the finest organic ingredients. Enjoy unique flavors such as Orange Ginger Pineapple or Berry Cream made with Himalayan salt. Kids can also enjoy a healthy snack because when they complete the “no soda challenge” for one week they get a free Squeeze Pop. Double the yum for the price of one.


MB_0050_17JulyB6-4-revolucion

It’s been a rough sweltering day, right? A little time out is in order. Sneak away to Revolución for an adult snow day that will make you feel like you’re in a winter wonderland for a minute. This boozy beverage is named a Cannonball and for good reason. It will blow away all your problems. A frozen margarita topped with a sangria snowball. Those red and greens are like Christmas in July.

Now go treat yourself.

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